For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may seem like a viable option, but it carries serious financial and […]
As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful consideration, as different financial products come with varying risks and benefits. The three […]
Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, dementia necessitates a structured plan that accounts for cognitive decline, decision-making […]
Comptroller Deposited $10 Million in Public Funds to Spring Bank Branch as Part of Program to Increase Access to Financial Services in Historically Underserved Communities New York State Comptroller Thomas P. DiNapoli and Department of Financial Services Superintendent Adrienne A. Harris today announced the approval of Spring Bank’s Red Hook Branch as a Banking Development […]
By Brian Figeroux, Esq. In New York, when a foreclosed property is sold for more than the outstanding mortgage debt and associated costs, the excess funds are known as surplus monies. These funds are deposited with the court and can be claimed by individuals or entities with a legitimate interest, such as junior lienholders or […]
Editorial credit: Sunshine Seeds / shutterstock.com Introduction For decades, the dominant message in American education has been that a four-year college degree is the primary path to financial success and stability. However, this narrative has started to shift as industries face growing labor shortages in the skilled trades. The importance of trade shops in high […]
By Esther Claudette Gittens In February 2025, President Donald Trump issued Executive Order 14204, titled “Addressing Egregious Actions of the Republic of South Africa,” effectively halting all U.S. financial assistance to South Africa. This decision was primarily driven by concerns over South Africa’s land expropriation policies and its legal actions against Israel at the International […]
By Gabe Ortiz, America’s Voice | Editorial credit: Andrew Harnik / shutterstock.com One of the most significant moments from Donald Trump’s joint address to Congress did not happen on the dais, but instead in front of it. Just minutes into his unhinged, anti-immigrant and lie-riddled speech, Texas Rep. Al Green stood up with cane in hand to interrupt […]
Federal Agencies Violated the Law by Firing Thousands of Probationary Workers Without Warning AG James and Coalition of 19 Attorneys General File Lawsuit to Reinstate Fired Workers NEW YORK – New York Attorney General Letitia James and a coalition of 19 other attorneys general today filed a lawsuit against the Trump administration for illegally firing […]
By Maribel Hastings As thousands of federal employees are laid off and thousands of immigrants are deported, the economic contributions of those immigrants that Donald Trump removes become more necessary through their federal, state and local tax payments, and their contributions to the solvency of vital programs such as Social Security and Medicare. The increase […]