A recent survey reveals that, despite mounting political pressure, most small business owners continue to embrace diversity, equity, and inclusion (DEI) practices, recognizing their value for both employees and the business as a whole. This is in stark contrast to a growing number of large corporations, which have scaled back or eliminated their DEI policies. […]
By Brian Figeroux, Esq. Debt consolidation loans can be a useful financial tool for combining multiple debts into a single, manageable payment. However, they are not always the right solution for everyone. In some cases, taking out a debt consolidation loan can lead to even greater financial difficulties. This article explores when someone should avoid […]
By Esther Claudette Gittens Artificial intelligence (AI) has rapidly become a powerful force in modern society, influencing decision-making in business, governance, healthcare, and personal interactions. AI systems can process massive amounts of data and generate information at an unprecedented speed. However, the assumption that AI always provides “truth” is not only flawed but also dangerous. […]
Starting a shipping business in New York City that specializes in sending barrels to the Caribbean, Africa, and Latin America can be a lucrative venture. With a high demand for barrel shipping from immigrant communities, this type of business provides an essential service for people sending goods to their families abroad. However, launching and operating […]
New York City pulsates with style and energy, making it a prime location for aspiring barbershop entrepreneurs. However, navigating the city’s unique regulatory landscape and competitive market requires careful planning and execution. This guide provides a step-by-step approach to launching a successful barbershop in the heart of NYC. Licensing and Permits: Before you even pick […]
By Brian Figeroux, Esq. In 2025, President Donald Trump’s tax proposals are poised to significantly reshape the financial landscape for both low-income individuals and small businesses in the United States. While the administration touts these changes as catalysts for economic growth and competitiveness, a closer examination reveals a complex array of benefits and challenges for […]
Investing can be a powerful way to build wealth over time, but one often overlooked aspect of successful investing is managing taxes. While it’s impossible to completely avoid taxes, there are tax-smart strategies that can help reduce your overall tax obligations and maximize your investment returns. With proper planning and knowledge, you can minimize tax […]
By Brian Figeroux, Esq. If a court determines that you owe money to an individual or a company, the creditor or debt collector may attempt to collect the debt by targeting your bank account. This process can result in your account being frozen or your funds being seized. However, both federal and New York state […]
By Brian Figeroux, Esq. In today’s economic climate, financial instability is a growing concern for many individuals. Rising costs of living, inflation, job loss, and personal hardships such as divorce and broken relationships can lead to overwhelming debt. When financial obligations become unmanageable, bankruptcy may be the best solution for a fresh start. However, choosing […]
By Brian Figeroux, Esq. Tax planning is a critical financial strategy that allows individuals and businesses to minimize their tax liabilities while remaining compliant with tax laws. Effective tax planning ensures that taxpayers take advantage of deductions, credits, and exemptions, leading to significant savings. Many people make the mistake of handling their taxes on their […]