By Brian Figeroux, Esq. Embarking on the journey of homeownership is a significant milestone, especially in New York State’s dynamic real estate landscape. Understanding how much you can borrow is a crucial first step in this process. This guide outlines the steps to assess your borrowing capacity and navigate the home-buying process effectively. Step 1: […]
By Brian Figeroux, Esq. Estate planning is a critical step in ensuring your wealth is passed down according to your wishes. If you want to leave an inheritance for your children but not their spouses in New York State, careful legal planning is essential. Without the right protections in place, assets you leave to your […]
By Bedassa Tadesse, THE CONVERSATION | Editorial credit: bella1105 / Shutterstock.com Get ready to pay more for avocados, maple syrup and – well – almost everything. The U.S. officially imposed new 25% tariffs on Canada and Mexico on March 4, 2025, following through on a long-delayed pledge from President Donald Trump. American consumers and businesses are now bracing for higher costs and potential supply […]
By Brian Figeroux, Esq. Divorce is a significant legal and financial decision that requires careful consideration of its long-term consequences. In New York State (NYS), couples can choose between uncontested and contested divorces, depending on whether they agree on the key aspects of the divorce, such as property division, child custody, and spousal support. While […]
By Brian Figeroux, Esq. Estate planning is an essential step in securing your financial legacy and ensuring your loved ones are cared for after your passing. In New York City (NYC), two of the primary tools for estate planning are wills and trusts. Each option provides different levels of control, efficiency, and flexibility when it […]
As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful consideration, as different financial products come with varying risks and benefits. The three […]
Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, dementia necessitates a structured plan that accounts for cognitive decline, decision-making […]
Washington, DC — A disturbing report in Politico notes a “group of prominent military contractors, including former Blackwater CEO Erik Prince, has pitched the Trump White House on a proposal to carry out mass deportations through a network of ‘processing camps’ on military bases, a private fleet of 100 planes, and a ‘small army’ of private citizens […]
By Brian Figeroux, Jr. | Editorial credit: Rokas Tenys / shutterstock.com The PlayStation 5 (PS5), Sony’s latest gaming console, has significantly influenced the gaming landscape since its release. Beyond entertainment, gaming consoles like the PS5 have profound implications for inner-city youth, offering both potential benefits and challenges. Simultaneously, Sony Corporation has demonstrated a commitment to […]
By Esther Claudette Gittens As parents age, many adult children face the challenging task of finding appropriate care solutions to ensure their parents’ well-being. In a city as bustling and diverse as New York City (NYC), this task can be both overwhelming and rewarding. With myriad options available, ranging from adult day care programs to […]