Discharging Student Loans Through Chapter 7 Bankruptcy in New York City in 2025

By on    New York City  

Discharging Student Loans Through Chapter 7 Bankruptcy in New York City in 2025

By Brian Figeroux, Esq. Discharging student loans through Chapter 7 bankruptcy in New York City in 2025 is a complex process that requires careful navigation of legal procedures and a thorough understanding of the criteria involved. While traditionally challenging, recent developments have provided clearer guidelines to assist borrowers in seeking relief. This article offers a […]

Racism in Chapter 7 and 13 Bankruptcies: Examining Racial Disparities in Access and Legal Support Amid Promises of a Fresh Start

By on    Race and Racism  

Racism in Chapter 7 and 13 Bankruptcies: Examining Racial Disparities in Access and Legal Support Amid Promises of a Fresh Start

By Brian Figeroux, Esq. | Editorial Credit:  Smart Calender/ shutterstock.com  Bankruptcy law, in theory, is designed to offer individuals and businesses a fresh start when they are overwhelmed by debt. The process should be equitable, neutral, and available to all debtors, regardless of their race or socioeconomic background. However, a growing body of evidence suggests […]