Discharging Student Loans Through Chapter 7 Bankruptcy in New York City in 2025

Discharging Student Loans Through Chapter 7 Bankruptcy in New York City in 2025

By Brian Figeroux, Esq. Discharging student loans through Chapter 7 bankruptcy in New York City in 2025 is a complex process that requires careful navigation of legal procedures and a thorough understanding of the criteria involved. While traditionally challenging, recent developments have provided clearer guidelines to assist borrowers in seeking relief. This article offers a […]

Why Debt Consolidation May Not Be the Best Option for Minorities: A Case for Chapter 7 Bankruptcy

Why Debt Consolidation May Not Be the Best Option for Minorities: A Case for Chapter 7 Bankruptcy

By Brian Figeroux, Esq.  Debt consolidation is often promoted as a simple solution for individuals struggling with overwhelming debt. However, for many, especially minorities, debt consolidation might not be the best option. For those seeking a fresh start and financial freedom, Chapter 7 bankruptcy is often a more effective choice. In this article, we will […]

Can I File for Bankruptcy After Overspending on Black Friday, Small Business Saturday, and Cyber Monday?

Can I File for Bankruptcy After Overspending on Black Friday, Small Business Saturday, and Cyber Monday?

By www.311bankruptcy.com The excitement of Black Friday, Small Business Saturday, and Cyber Monday can lead to irresistible shopping sprees. Still, for some, these events can also result in overspending that may spiral into financial distress. If you’ve maxed out your credit cards, racked up significant debt, or find yourself struggling to pay bills after these […]