By Brian Figeroux, Esq. | Editorial Credit: Smart Calender/ shutterstock.com Bankruptcy law, in theory, is designed to offer individuals and businesses a fresh start when they are overwhelmed by debt. The process should be equitable, neutral, and available to all debtors, regardless of their race or socioeconomic background. However, a growing body of evidence suggests […]
By Brian Figeroux, Esq. | Editorial credit: Kmpzzz The emotional impact of bankruptcy is profound, with many individuals experiencing shame, guilt, and anxiety. However, the Bible offers a framework for understanding bankruptcy as an act of forgiveness and grace, rather than failure. Through the Parables of Jesus and the Year of Release, we see that […]
Editorial Credit: Vitalii Vodolazskyi / shutterstock.com If you’re a small business owner in New York grappling with insurmountable debt, missed payrolls, or unpaid suppliers, you may be considering bankruptcy as a way to manage your financial crisis. Choosing the right type of bankruptcy—Chapter 13 or Chapter 11—can make all the difference in how effectively you […]
