By Brian Figeroux, Esq. Estate planning can be complex even when all assets are domestic—but for U.S. citizens holding real property abroad, it becomes especially critical to plan ahead. One of the most strategic tools in this context is the creation of a trust. At Figeroux & Associates, we routinely help clients navigate the legal […]
By Figeroux & Associates | Call 855-768-8845 Introduction Obtaining a gubernatorial pardon in New York State is a significant step toward overcoming the lingering effects of a criminal conviction. A pardon offers relief from collateral consequences like limited employment opportunities, housing barriers, and, in some cases, immigration challenges. This comprehensive guide outlines the step-by-step process […]
A reverse mortgage is a financial product that allows homeowners, typically aged 60 or older, to convert part of their home equity into cash while retaining ownership of their property. This option can be particularly appealing to seniors who are “house rich” but “cash poor,” providing them with additional funds to support their financial needs. […]
For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may seem like a viable option, but it carries serious financial and […]
As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful consideration, as different financial products come with varying risks and benefits. The three […]
Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, dementia necessitates a structured plan that accounts for cognitive decline, decision-making […]
By www.311personalinjury.com When considering a law firm to handle a personal injury matter, it is crucial to select a team that has the experience, dedication, and resources to ensure the best possible outcome. Figeroux & Associates stands out as an exceptional choice for potential clients dealing with personal injury cases due to their proven expertise, […]
By 311personalinjury.com When it comes to safeguarding your civil rights, choosing the right legal representation is critical. Civil rights cases often involve complex legal procedures and a deep understanding of constitutional law. Figeroux & Associates has built a reputation as a premier law firm in advocating for justice and equality, making them an exceptional choice […]
By Brian Figeroux, Esq. Trusts have long been regarded as essential tools for wealth management and protection. In New York State (NYS), where state laws impose high tax rates and extensive estate and inheritance planning requirements, trusts offer unique opportunities to safeguard assets, minimize taxes, and ensure financial security. This article explores how trusts work, […]
By Chris Tobias, www.311personalinjury.com As winter sets in, snow and ice become an inevitable part of daily life in many regions. While the snow can create a picturesque landscape, it also increases the risk of slip-and-fall accidents. These accidents are more common than you might think, and they can lead to serious injuries, including fractures, […]