Racism in Chapter 7 and 13 Bankruptcies: Examining Racial Disparities in Access and Legal Support Amid Promises of a Fresh Start

By on    Race and Racism  

Racism in Chapter 7 and 13 Bankruptcies: Examining Racial Disparities in Access and Legal Support Amid Promises of a Fresh Start

By Brian Figeroux, Esq. | Editorial Credit:  Smart Calender/ shutterstock.com  Bankruptcy law, in theory, is designed to offer individuals and businesses a fresh start when they are overwhelmed by debt. The process should be equitable, neutral, and available to all debtors, regardless of their race or socioeconomic background. However, a growing body of evidence suggests […]

The Emotional Impact of Bankruptcy: Shame, Anxiety, and Biblical Justification

By on    Black Business  

The Emotional Impact of Bankruptcy: Shame, Anxiety, and Biblical Justification

By Brian Figeroux, Esq. | Editorial credit: Kmpzzz The emotional impact of bankruptcy is profound, with many individuals experiencing shame, guilt, and anxiety. However, the Bible offers a framework for understanding bankruptcy as an act of forgiveness and grace, rather than failure. Through the Parables of Jesus and the Year of Release, we see that […]