Boomers Beware: The Hidden Risks of Using Home Equity to Pay for Long-Term Care

Boomers Beware: The Hidden Risks of Using Home Equity to Pay for Long-Term Care

For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may seem like a viable option, but it carries serious financial and […]

Why Dementia Requires a Unique Care Plan Compared to Frequent Falls in the Elderly

Why Dementia Requires a Unique Care Plan Compared to Frequent Falls in the Elderly

Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, dementia necessitates a structured plan that accounts for cognitive decline, decision-making […]

Benefits Available at Age 65: Social Security, Medicare, Medicaid, and More

Benefits Available at Age 65: Social Security, Medicare, Medicaid, and More

By Esther Claudette Gittens Reaching the age of 65 is a major milestone in the United States, particularly because it marks eligibility for various federal and state benefits. At this age, many individuals become entitled to Social Security benefits, Medicare coverage, and potentially Medicaid assistance, along with other financial and healthcare-related programs. These benefits play […]

How to Start an Adult Care Business in New York State: Comprehensive Guide to Regulations, Licensing, and Location Requirements

How to Start an Adult Care Business in New York State: Comprehensive Guide to Regulations, Licensing, and Location Requirements

By Brian Figeroux, Esq. | Editorial Credit: Yuri A / shutterstock.com  Starting an adult care business in New York State is a challenging but potentially rewarding endeavor. From navigating the regulatory environment to selecting a location and staffing your facility, every decision must be made with careful consideration and planning. By following the steps outlined […]